Loading

Orlando Federal Credit Union Privacy Notice

 

What does Orlando Federal Credit Union do with your personal information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income;
  • Account balances and payment history;
  • Credit History and credit scores

How?

All financial companies need to share Member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Member's personal information; the reasons Orlando Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

 

Does Orlando Federal Credit Union share?

 

Can you limit this sharing?

 

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

 

For our marketing purposes— to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

Yes

 

No

 

For our affiliates’ everyday business purposes— information about your transactions and experiences

 

Yes

 

No

 

For our affiliates’ everyday business purposes— information about your creditworthiness

 

No

 

We don't share

 

For our affiliates to market to you

 

Yes

 

Yes

 

For nonaffiliates to market to you

 

No

 

We don't share

 

To Limit Our Sharing

• Call 407.835.3500 —our menu will prompt you through your choice(s) or

• Visit us online: www.orlandofcu.org

Please note:
If you are a new Member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our Member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

Questions? Should you have any questions about Orlando Federal Credit Union's Privacy Policy, you may reach us by calling (407) 835-3500 or toll-free (800) 953-4567 or via email.

 

Who we are

 

Who is providing this notice

 

Orlando Federal Credit Union

What we do

 

How does Orlando Federal Credit Union protect my personal infomation?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Orlando Federal Credit Union collect my personal infomation?

We collect your personal information, for example, when you:

• open and account or deposit money;

• pay your bills or apply for your loan;

• use your credit or debit card

We also collect your personal information from others, such as credit bureaus or other companies

 

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

What happens when I limit sharing for an account I hold jointly with someone else?

 

Your choices will apply to everyone on your account.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our Affiliates include nonfinancial companies such as Orlando Insurance, LLC.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Orlando Federal Credit Union does not share with nonaffiliates so they can market to you.

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include insurance companies.