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Loan Rates effective 05/01/2017

Collateral Loan Rates

Loan Type

Term APR* as low as
with promotional discount
Cost per Thousand Borrowed† Other Details

Vehicle Loans
(model year 2011 and newer)

up to 24 months

1.49% $42.32 110% Financing
up to 36 months

1.99%

$28.64 110% Financing
up to 48 months

2.49%

$21.91 110% Financing
up to 60 months

2.79%

$17.88 110% Financing
Up to 72 months

2.99%

$15.19 110% Financing
Up to 84 months

3.24%

$13.32 110% Financing
Loan Type Term APR* as low as Cost per Thousand Borrowed† Other Details

Vehicle Loans
(model year 2010 and older)

up to 24 months

3.99% $43.42 110% Financing
up to 36 months

4.49%

$29.74 110% Financing
up to 48 months

4.99%

$23.02 110% Financing
up to 60 months

5.29%

$19.00 110% Financing
Up to 72 months

5.49%

$16.33 110% Financing
Up to 84 months

5.74%

$14.48 110% Financing

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Top tier rates are availlable to highly qualified individuals. Promotional discount includes 0.25% off with auto pay from Orlando Federal Credit Union Checking account.
†Cost per thousand borrowed does not include title, taxes, or insurance premiums or any other applicable costs.

Recreational Vehicle Loan Rates

Loan Type

Term APR* as low as Cost per Thousand Borrowed† Other Details

Boats, RVs, ATVs, Motorcycles
(model year 2011 and newer)

up to 24 months

5.24% $43.99 100% Financing
up to 48 months

5.49%

$23.26 100% Financing
up to 72 months

5.99%

$16.58 100% Financing
Up to 95 months

6.99%

$13.75 100% Financing
Up 12 years

7.99%

$10.83 100% Financing
Loan Type

Term APR* as low as Cost per Thousand Borrowed† Other Details

Boats, RVs, ATVs, Motorcycles
(model year 2010 and older)

up to 24 months

7.24% $44.89 100% Financing
up to 36 months

7.49%

$31.12 100% Financing
up to 48 months

7.99%

$24.42 100% Financing
up to 60 months

8.99%

$20.76 100% Financing
Up to 72 months

9.99%

$18.53 100% Financing
*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Top tier rates are availlable to highly qualified individuals
†Cost per thousand borrowed does not include title, taxes, or insurance premiums or any other applicable costs.

Personal Loan Rates and Personal Lines of Credit

Loan Type

Term APR* as low as Cost per Thousand Borrowed† Other Details

Personal Loan

up to 36 months 8.00% $31.34 Unsecured
up to 60 months

9.00%

$20.77 Unsecured
Share Secured Loan†

12 months

3.20%† $84.79 Secured by Savings

Personal Line of Credit

Revolving 10.00% N/A Unsecured
*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Top tier rates are availlable to highly qualified individuals.
†Share Secured Loans may be made at the Annual Percentage Rate of 3% above the current declared dividend rate. Maximum repayment schedule is 12 months for every $1,000 financed. Term may not exceed 15 years.

Credit Card Rates

Loan Type

Term APR* as low as

Visa Platinum

Revolving 9.00%
*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Top tier rates are availlable to highly qualified individuals

Home Loan Rates

Loan Type

Term APR* as low as Cost per Thousand Borrowed† Loan To Value**

Home Equity

5 years 4.00% $18.42 Below 70% LTV
5 years

4.25%

$18.54 70%-79% LTV
5 years

4.50%

$18.65 80%-85% LTV
5 years

4.75%

$18.76 86%-90%LTV

10 years

4.25% $10.25 Below 70% LTV
10 years

4.50%

$10.37 70%-79% LTV
10 years

4.75%

$10.49 80%-85% LTV
10 years

5.00%

$10.61 86%-90% LTV

15 years

4.50% $7.66 Below 70% LTV
15 years

4.75%

$7.79 70%-79% LTV
15 years

5.00%

$7.91 80%-85% LTV
15 years

5.25%

$8.05 86%-90% LTV

Home Equity Line of Credit

15 years 4.00% $7.40 Below 70% LTV
15 years

4.25%

$7.53 70%-79% LTV

15 years

4.50% $7.66 80%-85% LTV
15 years 4.75% $7.79 86%-90% LTV

*APR (Annual Percentage Rate) is based on the following assumptions unless otherwise noted:

†Cost per thousand borrowed does not include applicable costs ie appraissal, closing costs, application costs, insurance.

**LTV Restrictions apply. Home Equity Loans are based on the Wall Street Journal Prime Rate. Your rate and closing costs may vary based upon loan features, geography and/or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate and fees shown here are available to borrowers with an excellent credit history. The interest rates, APRs, closing costs are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.

Mortgage Rates are updated daily.

For information please contact our Mortgage Department.